You are browsing the web for free gastric bypass surgery?
Get here some realistic considerations regarding an affordable or even free bariatric operation.
With a bypass operation costing on average between $20,000 and $25,000 (according to NIDDK, the National Institute of Diabetes and Digestive and Kidney Diseases) there is little wonder people are looking for ways of getting this treatment for free. Here are some considerations and facts for your perusal.
There are many factors such as your specific policy, your location and the company you are insured with which determine whether or not gastric bypass surgery and its related costs will be covered by your health insurance and for these reasons you are advised to check this out directly with your insurers.
Some insurance policies make it clear from the start that weight loss treatments including gastric bypass surgery and its associated recovery costs are explicitly excluded and no cover whatsoever will be provided should you undergo surgery.
Where this is not the case and with a BMI of 40+ and your doctor as advocate you may be able to petition your insurance company to cover you for this kind of surgery especially in cases where disease is clearly present or strong risk factors which are likely to lead to disease are in play.
The first point to take into account is that if an insurance company does cover you for gastric bypass surgery they are hardly going to advertise the fact due to the amount of variables involved.
If such a benefit is offered at all, treatment has to be determined as medically necessary and all other avenues of dealing with the obesity problem such as weight loss and exercise methods have to be exhausted or unusable.
In the majority of states, taking out health insurance involves completing an application form to assess the eligibility of the applicant and this means giving information about your general health including your weight.
Many companies will refuse to cover people who weigh more than the maximum for their height as they consider obesity to be a huge health risk - far greater than smoking tobacco, for example. This means that even if you do find a company willing to cover gastric bypass surgery, your obesity may exclude you from taking out an insurance policy with that company.
The best opportunity, if it is available to you, is to take up the offer of a group health plan from you or your spouse's employers. There is also an option in some states to be part of their high risk health pool but details of cover and waiting times need to be ascertained by contacting the state concerned.
Of course, if you are lucky enough to live in Austin, Texas and work for the Travis County you need look no further.
The use of county tax dollars to fund up to 15 bariatric surgeries every year for its employees (over 400 of which are considered to be obese) has been approved as a means of controlling the health care costs.
Medical teaching hospitals whose surgical residents need practice monitoring certain procedures is another option if you have no medical insurance cover although you will have to settle the bill for any stay in hospital, anesthesia and other costs by your own means.